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Mortgage Center


Valerie Engels
Senior Mortgage Banker/AVP
NMLS Registry ID: 649919

1401 4th St NE
Watertown, SD 57201

Office: 605-886-6000


Business Hours: 8:00am – 5:00pm Monday through Friday
Saturdays by appointment.

Hello! I am Valerie Engels, a Senior Mortgage Banker/AVP for Reliabank Watertown office.  My experience in the home mortgage lending industry will be an asset to you.

I am willing to help you with your financing needs, whether it's buying your first home, a new home or refinancing of your current home.  Assuring that you understand our loan programs, guiding you through the process and providing great Customer Service is my number one priority.  Please call or email me anytime with any questions.  I look forward to helping you!


Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. I will follow up to answer any of your questions.

    My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.

    Apply Now
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